Hoy Bhaji Terms & Conditions — Plain and Simple

By using Hoy Bhaji's website, mobile app, or any of its services, you agree to be fully bound by these Terms & Conditions. These Terms constitute a legally binding agreement between Hoy Bhaji and its users. Please read this page carefully before using the platform.

Hoy Bhaji is an online gaming platform operating under an international gaming license. We offer a wide range of entertainment services for players in Bangladesh, including casino games, Sports Betting, and live gaming. These terms apply to all services.

Hoy Bhaji reserves the right to update these Terms & Conditions at any time. Any changes will be communicated via your registered email or a notice on the platform. Continued use of the platform after any changes constitutes acceptance of the updated terms.

To create an account on Hoy Bhaji, you must provide accurate and truthful information. Providing a false name, address, or contact details will prevent account verification and may result in withdrawals being blocked.

• The mobile number and email provided at registration must be verified
• Only one account is allowed per person
• Opening multiple accounts from the same device, IP address, or payment method is prohibited
• Accounts may not be sold, transferred, or shared with any third party
• If your details change, please notify support immediately

Registration is completely free. Hoy Bhaji never charges a fee to sign up. If anyone claims that a registration fee is required, it is a scam — please report it to us immediately.

Hoy Bhaji strictly prohibits anyone under the age of 18 from using the platform. Date of birth is collected at registration, and age may be verified by requesting a National ID or passport if needed.

KYC (Know Your Customer) is an internationally recognized standard designed to prevent money laundering and fraud. On Hoy Bhaji, KYC verification is required before your first withdrawal or for transactions above a certain threshold. The following documents may be needed:

• A clear photo of your National ID (NID) or passport
• Proof of address (utility bill or bank statement)
• Payment method verification (bKash/Nagad account screenshot)
• Selfie photo (if required)

Hoy Bhaji supports the most popular payment methods in Bangladesh. You can deposit via bKash, Nagad, Rocket, and selected bank transfers. All deposits are made in Bangladeshi Taka (BDT).

• Minimum single deposit: ৳500
• Maximum single deposit: ৳5,00,000 (based on account level)
• Deposits are usually credited to your account instantly
• No additional fees are charged for payment processing
• Deposits from third-party accounts are not accepted

If you experience any issues with a deposit, contact support with your transaction reference number. Issues are typically resolved within 15 minutes.

Withdrawing your winnings from Hoy Bhaji is fast and straightforward. Once KYC verification is complete, most withdrawals are processed within 5 to 30 minutes. Funds are sent directly to your Bangladeshi mobile banking number.

• Minimum withdrawal amount: ৳1,000
• Maximum daily withdrawal: ৳2,00,000 (higher limits available for VIP tiers)
• Withdrawals will only be sent to the payment method used for the original deposit
• If you have an active bonus, you must complete the wagering requirement before making a withdrawal
• Withdrawals may be subject to review if suspicious activity is detected

Hoy Bhaji regularly offers a variety of bonuses and promotions — welcome bonuses, free spins, cashback, reload bonuses, and more. Each offer has its own terms, which are clearly stated on the offer page.

• Accepting a bonus is optional — you can play without one
• The wagering requirement for each bonus (15x to 35x) must be completed within the specified time frame
• The maximum withdrawal limit on bonus winnings is determined per offer
• Bonuses will be forfeited if multiple accounts or unfair strategies are used
• Bonuses expire automatically once their validity period ends
• Free spins can only be used on specified games

Hoy Bhaji reserves the right to modify bonus terms and conditions at any time. However, the terms of any bonus already activated will not be changed.

All games on Hoy Bhaji use third-party verified RNG (Random Number Generator) technology, meaning every game outcome is entirely random and not predetermined.

• The RTP (Return to Player) for each game is available on the game page
• If a game is cancelled due to a technical issue, the wager will be refunded
• If your connection drops, the game will resume from where you left off
• In Live Dealer games, the dealer's decision is final
• Sports Betting results are verified against official sources

Any disputes regarding game outcomes must be raised with support within 72 hours. Claims submitted after this period may not be accepted.

To maintain a fair and safe environment on Hoy Bhaji, certain activities are strictly prohibited. Violating these rules may result in account closure and forfeiture of your balance.

• Using bots, automated software, or artificial intelligence to play
• Creating multiple accounts to collect bonuses
• Fraudulent transactions or money laundering
• Attempting to hack or gain unauthorized access to the platform's software
• Harassing or threatening other players
• Colluding with others to cheat in any game
• Playing with third-party funds or managing someone else's account

Hoy Bhaji reserves the right to suspend or close any account in the event of a Terms violation. Players may also close their own account at any time.

• To close your account yourself, contact us via email or live chat support
• Any remaining balance after account closure will be refunded (subject to conditions)
• If an account is closed due to fraud, the balance may be forfeited
• To resolve a dispute, please contact our support team first
• If your issue remains unresolved, you have the option to escalate your complaint to an independent mediation body

Hoy Bhaji will communicate its decision on any dispute within 5 business days. If a matter requires more time, you will be informed in advance.

Hoy Bhaji believes gaming should be a source of entertainment, not a source of problems. That's why we actively promote responsible gaming and encourage every player to know their limits.

• Deposit Limits: Set your own daily, weekly, or monthly limits
• Loss Limit: Play will automatically stop once you reach a set loss amount
• Session Time Limit: Decide in advance how long you want to play
• Cooling-Off: Take a break anywhere from 24 hours to 6 weeks
• Self-Exclusion: Close your account temporarily (from 7 days) or permanently

If you feel you're struggling to control your gaming, our support team is ready to help in Bangla. To learn more about responsible gaming, visit our Responsible Gaming View page.

Hoy Bhaji takes your personal data seriously. Information collected at registration is used solely for account management, KYC verification, and legal compliance. Your data is never sold to third parties.

• All data is secured with SSL encryption
• Payment details are not stored directly on Hoy Bhaji's servers
• You can opt out of marketing communications at any time
• Information may be shared with regulatory authorities when required by law

For more details, visit our Privacy Policy Read the page — it contains full details on what information is collected and how it is used.

Hoy Bhaji may update these Terms & Conditions at any time. For significant changes, advance notice will be sent to your registered email and a banner will be displayed on the platform. Minor changes will only be reflected in the updated date on this page.

If you have any questions or comments about these Terms & Conditions, please get in touch with us:

These Terms & Conditions were last updated in January 2026. Maintaining an account on Hoy Bhaji means you are aware of and agree to these terms.